Public Liability Insurance covers your legal liability to pay damages to members of the public for death, bodily injury or damage to their property, which occurs as a result of business activities.
Public liability insurance cover can also be extended to include claims arising out of defective products or design, often referred to as product liability insurance.
Products Liability will indemnify the legal liability arising out of accidental injury or damage claims arising out of or in connection with any product (Subject to the policy terms & conditions). The cover does not replace the need for Professional Indemnity insurance for certain businesses and one of the Blue Sky Insurance experts can advise you as to your own companies specific needs.
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