Blue Sky Insurance


Assumptions | Online House Quotes
Please read the following carefully

The Home

Is your main residence and is permanently occupied solely by you and your family.
Is maintained in a good state of repair. Is built of brick, stone, or concrete and roofed with slate, tile, concrete, metal or asphalt.
Has not been damaged by flood and not in an area liable to flood.
Has not been affected by subsidence or structural movement and is not in an area subject to subsidence.
Is self-contained with it’s own front door. Is not used for business purposes other than paperwork, telephone calls, childminding and computer work.
Is not left unoccupied for more than 60days in a row.
Items in the home
Please note that regarding the cover of items in the home:
Your valuables (these include jewellery, furs, items of gold, silver or other precious metals, works of art, sets of stamps, coins or medals) should not be worth more than 30% of your total contents sum insured.
No one valuable item (as described above) should be worth more than £1,500.

You and any adult living with you have
Never had home insurance refused, cancelled, or declared null and void.
Never had special terms imposed to buildings or contents insurance.

Never been convicted of any criminal offence (other than motoring convictions) or have any prosecutions pending.

Not suffered more than two incidents of loss, damage or liability, whether insured or not during the last three years
Not suffered a burglary within the last 12 months